Which of the following Acts consists of the financial privacy, safeguards rule, and pretexting provisions?

The Gramm-Leach-Bliley Act (GLBA) is the legislation that includes provisions related to financial privacy, safeguards rule, and pretexting. The financial privacy provisions require financial institutions to explain their information-sharing practices to their customers and to provide them with the opportunity to opt out of having their information shared with non-affiliated third parties. The safeguards rule mandates that these institutions must implement measures to protect customer information from unauthorized access. Pretexting provisions address the deceptive practices used to gain access to private information by ensuring security measures are in place to prevent such activities.

The significance of the GLBA lies in its comprehensive approach to consumer financial protection, making it essential for institutions that handle sensitive financial data to maintain transparency and integrity in how they manage and share that information.